Hail Damage Roof Repair in Plano, TX – What You Need to Know
- Max Schilling
- Jul 15
- 3 min read
Updated: Jul 16
Plano neighbors, we’re no strangers to wild spring weather—hailstorms are basically routine. This guide blends local hail insights, smart tips, and clear next steps to get your roof back in shape fast.
Plano’s Storm Reality: Numbers Don’t Lie
In 2025 so far, Plano has seen 20 hail reports within 10 miles of the city center. Collin County, one of our HQ sites, had 13 hail hits—same max size. That’s a near-daily risk when storms roll through, and hail that size can seriously damage shingles!
Spotting Hail Damage: What to Watch For
Dents and bruises—inspect your shingles, it'll look like they got hit by marbles.
Granule loss—check gutters for sand-like debris.
Cracked or split shingles—especially along edges.
Exam structural bits—vents, chimneys, metal flashings, siding. All are vulnerable!
Easy Self-Inspection Checklist
Wait for dry weather after storm.
Use binoculars—scan rooftops for dents.
Peek in gutters for granules.
Call a pro for a free hail damage roof inspection if you're unsure.
Documenting Damage & Starting a Claim
Good photos = half your job done. Get wide and close-up shots, include a ruler to show scale.
Then:
1. Contact your insurance company
After a storm, insurers can raise rates fast. Collin County, for example, has seen homeowner premiums double in two years. File a claim quick—adjusters are in-demand.
2. Book a pro inspection
Plano roofers with GAF Master Elite or BBB A+ credentials often do this free. Their detailed reports help you push for full coverage.
Repair Options, Costs & What’s Smart
Minor damage (1–3 shingles) = simple roof hail damage repair ($300–$1,000+). Major granule loss or widespread damage? You’re looking at full replacement—costing several thousand dollars here in Plano.
Insurance usually covers hail—but deductible and roof age matter. Older roofs might be paid out at depreciated value.
Why Upgrade to Impact-Resistant Shingles?
Plano's hail risk argues for Class 4 impact-resistant shingles:
Class 4 = survives 2″ steel ball hail test; built to prevent cracking or granule loss.
Withstand 100–130 mph winds too.
Insurance discounts up to 30–35% are common in the state of Texas.
They last longer, need fewer repairs → save money over time.
Better resale value—buyers appreciate a roof built for Plano storms.
Better warranties—some stretch 40–50 years.
FAQ on Storm Timing & When to Act
Every storm cycle = another chance at hidden damage.
Best practice: inspect after big hail events, even if you don’t immediately notice damage.
Q: Do I really need to call a pro if I see a few dents?
A: Eh, yes. Even small dents can weaken shingles and cause future leaks. Professionals spot issues before you do.
Q: How long do I have to file a claim?
A: Typically 30–60 days. Don’t wait—especially before the next storm.
Q: Will insurance pay extra for impact-resistant shingles?
A: In many cases, yes. You might see discounts or rebates just for installing Class 4 shingles.
Final Checklist: What to Do Now
Inspect your roof after hail—binoculars are handy.
Take detail shots with a scale visible.
Schedule a free professional inspection ASAP.
File your insurance claim while storm damage is fresh.
Decide on repair or full replacement.
Consider upgrading to Class 4 shingles—better durability, savings, and peace of mind.
Helping your home weather another Plano hailstorm? It’s not just smart—it's essential. Protect your investment now.
Want help? Book a free hail damage roof consultation to explore your options, figure out insurance coverage, and keep your home dry.
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